Pre-underwriting intelligence
Catch loan defects before underwriting.
LoanLoom reviews mortgage files for documentation gaps, guideline exceptions, and internal inconsistencies—then gives your team a clear path to underwriting readiness.
Built to support underwriters—not replace their judgment.
What your team can expect
Transparent findings
Every flag includes the reason, relevant review area, and a practical next step.
Human judgment preserved
LoanLoom organizes evidence and rules; authorized lending professionals make decisions.
Measured pilot outcomes
We validate value against your own defects, rework, and turn-time data—never invented benchmarks.
One readiness workflow
Turn a loan package into an underwriter-ready roadmap.
LoanLoom sits between processing and final underwriting, bringing documents, LOS data, AUS findings, and rule logic into one explainable review.
Cleaner path
Processor → LoanLoom → Underwriter
Fewer preventable conditions, less manual rework, and better-documented review items.
Loan Readiness
82% ready
Finding: income discrepancy
Know why it was flagged.
Qualifying income entered in the LOS may not reconcile with documented YTD earnings and variable-income history.
Recommended review
Verify history, stability, calculation methodology, and selected investor requirements before submission.
Rules intelligence
Agency + overlay
Structure decision logic by scenario, required documentation, methodology, common defects, effective date, and lender policy.
01
Documentation matched to LOS data
Compare income, assets, liabilities, credit, property, and transaction details against the documents intended to support them.
02
Guidelines and overlays in context
Evaluate files against agency guidance, investor requirements, and lender-specific rules without flattening nuanced decisions into generic alerts.
03
Actionable findings, not vague flags
Every finding explains what appears inconsistent, why it matters, and what the processor should review before submission.
Volume-based pricing
Start at your current loan volume.
Straightforward monthly plans for lending teams, with implementation scope and supported rules confirmed before launch.
Small Lender
For focused lending teams building a consistent pre-underwriting process.
$1,500
per month
- Up to 100 loans per month
- Loan Readiness Scorecards
- Core mortgage decision rules
- Pilot onboarding support
Growth
For lenders managing meaningful volume across processors and underwriters.
$4,000
per month
- Up to 500 loans per month
- Everything in Small Lender
- Lender overlay configuration
- Operational reporting
Enterprise
For high-volume lenders and mortgage technology partners.
Custom
Based on scope and volume
- Custom loan volume
- Rules-as-a-Service API
- Custom integrations
- Dedicated implementation plan
Additional volume may be priced at $5–$15 per file depending on review scope and complexity.
Pilot questions
A careful rollout starts with clarity.
Align on scope, rules, workflow, and success measures before LoanLoom reviews the first file.
A better handoff starts upstream
Make the next file more ready than the last.
Run a focused 30-day pilot, review real findings with your team, and measure whether earlier detection reduces avoidable rework.